California veterans are facing a troubling trend of predatory companies charging exorbitant fees for disability claim assistance, effectively profiting from those who have already sacrificed for their country.

These for-profit firms are targeting veterans by offering to help them navigate the complex VA benefits system, but at a steep financial cost. Veterans like Adan Montalvo have discovered the harsh reality of these services, where they’re charged thousands of dollars for securing benefits they’ve rightfully earned through military service.

State Senator Bob Archuleta is championing Senate Bill 694, which aims to ban unaccredited companies from assisting veterans with disability claims. The proposed legislation would protect veterans from paying hefty fees for services that are already available for free through county veteran service offices and accredited veterans’ organizations.

The problem stems from a 2006 legal loophole that removed criminal penalties for violations, effectively creating a lucrative industry that exploits veterans’ vulnerabilities. Some companies charge fees up to five times the monthly benefit amount, with potential charges reaching $20,000 depending on a veteran’s disability rating.

Companies like Veterans Guardian argue they’re providing an essential service, but veterans’ advocates strongly disagree. William Swenson, a Medal of Honor recipient, calls these practices “absolutely scandalous” and emphasizes that veterans should never be charged for accessing their hard-earned benefits.

Interesting state-level variations are emerging across the country. While states like Maine, New Jersey, and New York have banned such for-profit consultants, others like Alabama and Florida have allowed them to continue operating.

California’s proposed bill represents a critical step in protecting veterans from financial exploitation. By steering resources back to accredited county veteran service officers, the state can ensure veterans receive the support they deserve without being financially burdened.

As the legislative battle continues, veterans like John Ryan and Adan Montalvo serve as powerful reminders of why these protections are necessary. Their stories underscore the urgent need to safeguard those who have already given so much in service to their country.