Marin County residents devastated by early January’s extreme winter storms have a financial lifeline available through federal disaster loans. The U.S. Small Business Administration (SBA) is offering low-interest loans to help businesses, nonprofits, and individuals recover from the widespread damage caused by record king tides and intense rainfall.

Between December 31 and January 5, the county experienced extensive flooding that disrupted daily life, causing road closures, utility interruptions, and forcing residents from their homes. Preliminary damage assessments by the Marin County Office of Emergency Management estimated total losses around $4.35 million across both incorporated and unincorporated areas.

These disaster loans can provide critical support for those looking to rebuild. Homeowners and renters can use funds to replace or repair damaged personal property, including furniture, vehicles, and appliances. Small businesses and nonprofits can access loans to restore equipment, real estate, and inventory disrupted by the flooding.

The SBA will operate three Disaster Loan Outreach Centers to assist residents:

• Sausalito Parks and Recreation Center (420 Litho St.)
• Marin County Office of Emergency Management (1600 Los Gamos Drive, San Rafael)
• Stinson Beach Community Church (32 Belvedere Ave.)

Applicants have until April 6 to apply for physical damage loans and November 3 for economic injury loans. Those seeking assistance can apply online, call (800) 659-2955, or email SBA’s disaster customer service.

As climate change intensifies, extreme weather events like these become more frequent, underscoring the importance of robust recovery resources and community resilience. Marin County’s proactive approach in securing federal support offers a critical safety net for those impacted by these unprecedented environmental challenges.